After filing bankruptcy, it can be difficult to qualify for credit and loans. While much will depend on your specific situation (credit score, income, age of bankruptcy, etc.), it doesn’t have to be overly difficult. If you plan on applying for credit after filing bankruptcy, increasing your credit score is critical. It can mean the […]
Trying to figure out which package best meets your needs can be difficult and confusing. Generally speaking, if you are in the process of refinancing or getting a new mortgage you will want to order the Complete Bankruptcy Package. To provide proof to debt collectors or creditors you will want to order the Schedules Package. […]
If you have yet to obtain a copy of your bankruptcy records it is most likely because you aren’t aware of their importance. A lot of people believe that their records will make their way to their creditors and be available for online reports, but this isn’t exactly how it works. Despite a bankruptcy you […]
It’s not so hard to settle the myth about getting free bankruptcy records. They simply don’t exist. As they say, nothing in life is free. It’s true that you may find that you receive offers for a free copy but what you might get at best is confirmation that you have/had in fact filed for bankruptcy. […]
Before filing for bankruptcy you need to decide if you even need a bankruptcy lawyer to file your case. If your case is fairly straightforward, then chances are you can get a bankruptcy petition preparer to file your case for much less than the cost of hiring a lawyer. Despite popular belief, bankruptcy law is […]
There are a lot of things that you have to learn when you decide bankruptcy is in your best interest, including what it means to have a bankruptcy discharge. If you’re not clear on the steps and how the process works it is easy to misunderstand where you really stand with your creditors and within […]
It seems like finding your bankruptcy court records should be simpler. Yet when you try to actually get your hands on them you soon find out that it’s not nearly as simple as you hoped. There’s a lot of hype to put up with and often hoops to jump through if you aren’t well prepared. […]
Bankruptcy often is the last solution for many debtors who have unbearable debts. When filing a bankruptcy, you will get rid of your debts instantly and relief from creditors. Bankruptcy has many undesirable consequences though, including the fact that a bad credit record will remain on your credit report for 7-10 years. With a little […]
Perhaps the biggest red flag when looking to retrieve a bankruptcy case are websites that claim to offer free records. These “public records search sites” send you from page to page, impressively searching through multiple databases, but inevitably ending up on a payment screen. You can either pay for a one time search or sign […]
