The Truth About Extra Page Fees

The Truth

Many retrieval websites offer a low upfront cost but then charge “hidden” or “extra page fees” for cases exceeding a certain page limit – usually 40 or 50 pages. They claim only they send all bankruptcy paperwork, compared to “set fee” websites that do not. What they don’t tell you though, is that many of the documents included in a bankruptcy report are duplicate and/or unnecessary entries, called BNC copies. And they want you to have them for one simple reason – so they can charge .50 per “extra page”. These “extra” fees add up quickly, increasing their profits and emptying your pocketbook. In most instances, the “extra page” fees they charge will equal or exceed your initial payment. In fact, a single document in a bankruptcy case, called the voluntary petition, will usually exceed these 40-50 page limits.

U.S. Bankruptcy Records provides set fees for bankruptcy records and we will never ask for or charge your credit card any additional amount(s) – regardless of the number of pages in your case. Guaranteed!


Why Lenders Select U.S. Bankruptcy Records

We have been providing lenders copies of official bankruptcy paperwork for a long time. Lenders trust that they will receive all paperwork required to approve a new home loan or refinance, at a fair price and in an expedited manner. In fact, lenders referring other lenders to U.S. Bankruptcy Records is how our ©Lender Direct program began (ask us for a lender referral in your state, he/she would be happy to discuss their use of our services).


It’s Your Money, The Choices Are Out There

There are many online retrieval websites available to you – some good, some not so good. And while they all essentially provide the same service, some try very hard to convince you that you and/or your lender require paperwork that in reality is not needed at all.

It would be very easy for U.S. Bankruptcy Records to charge “extra page fees” for unnecessary paperwork too. And we can, simply include on the order page that you want “all unnecessary paperwork”. We will gladly send and invoice you for the additional pages.

In the end, it’s your money and you should feel confident selecting a service that best suits you and your needs.


Our 100% Money Back Guarantee

U.S. Bankruptcy Records wants customers to feel confident in the decision to order your bankruptcy records online using our service. U.S. Bankruptcy Records offers a 100% money back guarantee that the bankruptcy paperwork that is emailed to you will be compliant with all lender and credit reporting agency requirements. We further guarantee that:

  • All bankruptcy records we provide are official duplicate copies of the original court entered paperwork
  • All bankruptcy records we provide come directly from the United States Federal Bankruptcy Court System
  • All bankruptcy records we provide will be lender approved/compliant
  • We will never charge additional “extra page” fees for cases over 40 or 50 pages (unless directed to do so)

Any questions regarding the retrieval process, or if you prefer to place your order over the phone, should be directed to a clerk in our call center at 866-780-5901.

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